At Bank of the West, our people are having a positive impact on the world. We’re investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people’s lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we’re a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.
purpose of the High Risk Client Unit (HRCU) is to identify, assess risk, and
monitor certain high risk clients and set the industry standard in due
diligence focused on high risk clientele. Among the other duties of the
HRCU is to recommend account closure or take/recommend other appropriate action
based on customer activity, regulatory guidance and the Bank’s risk tolerance.
Investigator is responsible for delivering subject matter expertise for the
CDD/EDD unit based on strong process, communication and adherence to the procedures
of AML compliance functions. The Investigator is responsible for
conducting initial and ongoing Enhanced Due Diligence (EDD) Case Reviews CDD
for the purposes of documenting the EDD for clients that pose greater than
normal anti-money laundering risk to the Bank.
- Provides a comprehensive
understanding of the Bank’s clients, stakeholders and commitment to the
integrity of the financial system.
- Complete enhanced due
diligence for clients identified as high risk.
- Prepares and thoroughly
documents factual and impartial findings in an accurate and timely manner.
- Communicates with branch and
department managers, as necessary, in researching and investigating cases.
- Documents results of EDD
Case Reviews on case management system and meets reporting requirements of
both internal and external entities. Compiles data, and maintains
necessary records and files to assure efficient and consistent reporting
- Makes recommendations for
closing accounts and performs associated follow up to ensure closure of
- Maintains a good
understanding of the BSA regulations and FinCEN guidelines relative to BSA
Suspicious Activity Reporting and current money laundering schemes and
investigative techniques required to detect such schemes.
- Maintains thorough knowledge
of the Bank's systems used to conduct research of customer transaction
Education or Equivalent Experience
- Bachelor's degree or
equivalent bank-related work experience in operations.
- CAMS certification preferred
- 5+ years experience
involving financial research in bank operations.
- Good knowledge of bank
operations, policies and procedures, systems and operating rules.
- Good knowledge of Branch or
back-office operations; Branch Customer Service Manager or AML experience
at another financial institution preferred.
- Good knowledge of BSA
regulations pertaining to suspicious AML-related customer activity.
- Good knowledge of Bank's
host systems and eVision, as well as the BSA-related suspicious activity
detection systems used by the Bank.
- Written and verbal
- Strong interpersonal skills
- Analytical and multi-tasking
- PC Skills - Windows NT,
Equal Employment Opportunity Policy
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.
Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.
Primary Location: United States-Nebraska-OmahaJob Type: Full-timeJob: Bank Secrecy Act / Anti Money Laundering