The bank for a changing world

We are looking for

BSA/AML Investigator, High Risk Client Unit

Apply REF: 045125

At Bank of the West, our people are having a positive impact on the world. We’re investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people’s lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we’re a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.

Position Summary

The purpose of the High Risk Client Unit (HRCU) is to identify, assess risk, and monitor certain high risk clients and set the industry standard in due diligence focused on high risk clientele.  Among the other duties of the HRCU is to recommend account closure or take/recommend other appropriate action based on customer activity, regulatory guidance and the Bank’s risk tolerance.


The Investigator is responsible for delivering subject matter expertise for the CDD/EDD unit based on strong process, communication and adherence to the procedures of AML compliance functions.  The Investigator is responsible for conducting initial and ongoing Enhanced Due Diligence (EDD) Case Reviews CDD for the purposes of documenting the EDD for clients that pose greater than normal anti-money laundering risk to the Bank.


Position Accountabilities


  1. Provides a comprehensive understanding of the Bank’s clients, stakeholders and commitment to the integrity of the financial system.
  2. Complete enhanced due diligence for clients identified as high risk.
  3. Prepares and thoroughly documents factual and impartial findings in an accurate and timely manner.
  4. Communicates with branch and department managers, as necessary, in researching and investigating cases.
  5. Documents results of EDD Case Reviews on case management system and meets reporting requirements of both internal and external entities. Compiles data, and maintains necessary records and files to assure efficient and consistent reporting of investigations.
  6. Makes recommendations for closing accounts and performs associated follow up to ensure closure of the accounts.
  7. Maintains a good understanding of the BSA regulations and FinCEN guidelines relative to BSA Suspicious Activity Reporting and current money laundering schemes and investigative techniques required to detect such schemes.
  8. Maintains thorough knowledge of the Bank's systems used to conduct research of customer transaction activity.




Required Education or Equivalent Experience


  • Bachelor's degree or equivalent bank-related work experience in operations.
  • CAMS certification preferred


Required Experience


  • 5+ years experience involving financial research in bank operations.


Field of Experience


  • Good knowledge of bank operations, policies and procedures, systems and operating rules.
  • Good knowledge of Branch or back-office operations; Branch Customer Service Manager or AML experience at another financial institution preferred.
  • Good knowledge of BSA regulations pertaining to suspicious AML-related customer activity.
  • Good knowledge of Bank's host systems and eVision, as well as the BSA-related suspicious activity detection systems used by the Bank.

Administrative/Technical Skills


  • Written and verbal communications skills
  • Strong interpersonal skills
  • Analytical and multi-tasking skills
  • PC Skills - Windows NT, Word, Excel


Equal Employment Opportunity Policy
Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.

Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.

Primary Location: United States-Nebraska-OmahaJob Type: Full-timeJob: Bank Secrecy Act / Anti Money Laundering