The bank for a changing world

We are looking for

Analyst 3 / Associate 1 - IBA Loan Capital Markets

Apply REF: CIBIBA01236
  • Credit analysis including financial modeling, risk analysis, financial analysis, legal/structure analysis, etc
  • Draft initial screening memos, credit applications and other internal papers on transactions, running of pricing model under the supervision of a senior team member
  • Support LCM senior originators (Directors and Managing Directors) in the origination of loans across Asia-Pacific, including idea generation, prospect identification and screening, initial credit/debt capacity analysis, financial spreading, pitch book preparation, etc, including in coordination with M&A, IBA Sectors, DCM, ECM, SH
  • Support LCM senior originators on loan structuring, term sheet drafting/negotiations and financing documentation reviews/negotiations
  • Be responsible for and coordinate all closing and funding related tasks and liaise with other internal teams e.g. CTCM, KYC on boarding, CRC and Coverage/RM’s on completing the internal administrative process for credit application/approval and procedures for funding
  • Prepare annual reviews and process waiver requests on transactions booked by LCM
  • Impeccable conduct and strict individual compliance of LCM will all applicable compliance, conduct and other policies
  • Be the first line of defense on Risk/Credit/Compliance
  • Other tasks as required or defined from time to time

Contributing responsibilities:

  • Liaison with clients/external parties and other IBA teams/WM/Corporate Coverage as and when required
  • Support on cross selling other banking services to client
  • Contribute to maintain up to date and accurate data bases, systems, portfolio, pipeline, meeting and other reports as well as financial/income forecasts, budget preparation, etc
  • Contribute directly/indirectly to the achievement of LCM’s yearly budget
  • Contribute to strict compliance of LCM will all compliance, conduct and other policies


  • Deal by deal reporting to relevant senior team members on specific transactions
  • Permanent non-deal direct reporting to the nominated Director or MD in charge of juniors

Technical and Behavioral Competencies required

  • Strong analytical skills including credit analysis and financial modelling
  • Good understanding of loan documentation
  • Interpersonal skills and ability to work in teams
  • Written and verbal communication skills, conciseness
  • Ability to build relationships and convince internal and external stakeholders
  • Organization skills, ability to prioritize and meet deadlines and senior team members/customer needs
  • Attention to detail
  • Sense of initiative, proactivity and knowledge of when to voice out relevant matters
  • Autonomy and ability to solve problems
  • Strong commitment, ability to work flexible hours and travel
  • Work ethics and Integrity
  • Knowledge of Asian languages, including Mandarin or Bahasa, desirable

  • Bachelor degree
  • 2 to 4 years work experience in a leading financial institution, ideally in structured finance (leveraged finance, project finance, etc)
  • Deep financial modelling experience
  • Demonstrated financial analysis and risk analysis skills
  • Mandarin, Bahasa or other Asian language desirable
Primary Location: SG-06-SingaporeJob Type: Standard / PermanentJob: SALES DEVELOPMENTEducation Level: Bachelor Degree or equivalent (>= 3 years)Experience Level: At least 3 years Behavioural competency: Ability to collaborate / TeamworkTransversal competency: Analytical Ability