In Asia Pacific, BNP Paribas is one of the best-positioned international financial institutions with an uninterrupted presence since 1860. Currently with over 18,000 employees* and a presence in 13 markets, BNP Paribas provides corporates, institutional and private investors with product and service solutions tailored to their specific needs. It offers a wide range of financial services covering corporate & institutional banking, wealth management, asset management, insurance, as well as retail banking and consumer financing through strategic partnerships.
 
Worldwide, BNP Paribas has a presence in 68 markets with more than 193,000 employees. It has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors. Asia Pacific is a key strategic region for BNP Paribas and it continues to develop its franchise in the region.  
* excluding partnerships

At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, colour, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in.

https://careers.apac.bnpparibas/

Position Purpose

-    To handle the daily operations of the Loan Services Middle Office (LSMO)
-    To act as Administrator for Loan Provisioning Process all APAC sites (except Indonesia)

Direct Responsibilities

Bilateral Plain Vanilla Loans
-    Receive loan memo and client instruction (if any) and perform pre-process check, i.e.) i)reconcile client instruction detail with loan memo ii)signature verifications, 
-    Perform checking credit conditions and other required conditions before loan process
-    If any issues, advise Business/RMs 
-    Safe keep original documents (e.g., client instruction)

Syndicated and Bilateral Structures Loans
-    Receive loan instruction from Agent and/or Client and verify signature
-    Perform checking credit conditions and other required conditions before loan process
-    If any issues, advise Business/RMs
-    Prepare loan/funding memo for drawdown, rollover, repayment, early prepayment and secondary trade
-    Perform agency function for designated shipping loans.
-    Arrange with Treasury for funding and rate fixing.
-    Handle waiver / amendment requests or other enquiry (including audit confirmation) from Client(s) or Agent. 
-    Prepare various reports for regulatory and control purpose during the life of the loan.
-    Coordinate with relevant counterparty for providing necessary support to Corporate Banking and IBA on operation and control perspective.

All Loans
-    Receive loan account opening request and send the request to ISPL Client Referential
-    If client instructs to debit their account, check whether sufficient funds in client account
-    Perform call backs to the clients
-    Provide loan /payment instruction via e-Links to LS BO for processing
-    Track incoming funds from counterparties
-    Calculate and control of commission and fees
-    Handle enquiries from internal counterparts and Back office
-    Perform daily controls to ensure all instructions are sent to Back Office for processing
-    Perform daily/monthly monitoring on internal accounts used for loan transactions
-    Month-end past due reporting to Finance

Loan Provisioning Process for APAC
-    Monthly input in *MIRO, which is the system where provisions are calculated based on expected cash flows and other necessary information, is updated in an appropriate way.
-    Provide necessary support to VPG and other site on provision booking and MIRO operation 
(*) MIRO is the system where provisions are input 

Ad Hoc Projects and Tasks

-    Support and/or contribute on organisational & administrative tasks and Head office, Regional & Local projects
-    Contribute to OPC/ORC controls, General Inspection, Regulatory inspection and external Audit mission

Contributing Responsibilities

He or she shall possess a culture of accountability and discipline for management of risk& credit data quality at all level of organization. He or she shall have clear understanding of data definition in order to secure the data quality during all along the data lifecycle until reporting. 


Technical and Behavioral Competencies required

Good knowledge of the loan products and business lines.
Some accounting knowledge 
Excellent command of MS Office (Excel + Word).
Planning & Organization skills (setup and follow schedules).
Oral and written communication skills (internal and external, from Business lines to Back Office).

The candidate shall be resourceful, willing to take responsibilities and accountabilities. Accuracy and commitment to the job are required. 

Experience and Qualifications required

Minimum  5 years of relevant working experience
Diploma holder 
Meticulous and attentive to details
Open to team work / team spirit
Common sense  / Ability to learn from experience

Primary Location
HK-Hong Kong (HK)-Hong Kong
Job Type
Standard / Permanent
Job
OPERATION PROCESSING
Education Level
Bachelor Degree or equivalent (>= 3 years)
Experience Level
At least 5 years
Reference
ITO001832

Découvrez les métiers de BNP Paribas : Gestion des opérations

Maillons indispensables au bon fonctionnement de notre Groupe, les métiers de Gestion des opérations visent à garantir la satisfaction de nos clientèles et de nos équipes au quotidien. Une activité stimulante, qui fait rimer efficacité et esprit d’équipe.

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Pourquoi je candidaterais ?

Pour quelles raisons je rejoindrais BNP Paribas et pas une autre entreprise ?

Parce que je souhaite...

  • Et si on vous disait que travailler dans notre Groupe, ce n’est pas ce que vous croyez ? Chez BNP Paribas, on exerce une multitude de métiers qui évoluent en permanence pour être en phase avec les attentes des clientes et clients comme de la société.

  • Se sentir bien dans son job, c’est avant tout venir travailler comme on est.  C’est aussi avoir les moyens d’un bon équilibre entre sa vie professionnelle et sa vie personnelle. Deux engagements majeurs pour BNP Paribas.

  • Chez BNP Paribas, le développement de vos compétences est essentiel, pour vous comme pour nous. Et cela vous servira pour toute votre vie professionnelle.

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