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Due Diligence Officer - Italian

Marque BNP Paribas Corporate & Institutional Banking
Niveau d'expérience Débutant
Niveau d'études Niveau BAC+2/3
Postuler REF: 1810GMOCM1605

BNP Paribas is a leading European bank with an international reach. It has a presence in 74 countries, with more than 192,000 employees – including more than 146,000 in Europe and over 4,000 in Portugal alone.
BNP Paribas is present in Portugal since 1985, having been the first foreign bank to operate in the country. Today, BNP Paribas has several entities operating directly in this territory, offering a wide range of integrated financial solutions to support its clients and their businesses.
Worldwide, the Group has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors. The Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporate and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance

Lisbon Due Diligence team is belonging to a global and regional organization with a presence in various CIB countries within BNP Paribas CIB Client Management. Its objective is to on-board new clients efficiently and to ensure a swift recertification process for existing clients within the framework of the CIB KYC Policy. The team contributes to protect BNPP against reputational, anti-money laundering, AML/CFT and fraud risks. It works closely with the Business and Coverage to fully understand the clients’ profiles and with Compliance to ensure that it provides all Regulators requirements. The KYC activity also includes the management of the client classification related to other regulations such as MiFID (when applicable) and Tax regulations (FATCA & AEOI). As such the Due Diligence role is to contribute to the overall client’s assessment in terms of KYC at one of the 3 steps of the process: Documents collection, Screening or
Analysis who:

  • Are alert to and contribute to fighting against all forms of economic crime including fraud, money laundering and terrorist financing, regardless of the circumstance or stakeholder involved.
  • Make sure adequate due diligence and controls are performed to know the customers and how they use the Group’s products and services.
  • Are vigilant that customer transactions are not related to bribery or corruption. Report any suspicious operation to Senior Management or to local Compliance.


  • Collection
    • Collect from public data sources, utilities, business lines and clients, all necessary documentation to perform the KYC
    • Chase missing information from various internal and external stakeholders with maximum efficiency
    • Prepare a complete documentation package ahead of the KYC recertification process
    • Report to Head of Projects&Transformation team
  • Screening
    • Perform background checks on adverse information, sanctions and PEPs on the bank’s screening software and external database
    • Assess relevance of the hits, compiling documentation needed to accurately validate or discount the hits
    • Screen at onboarding, recertification, ad hoc and partial reviews
    • Report to Head of Projects&Transformation team
  • Analysis
    • Analyse the Business requests and complete the KYC analysis as per the CIB KYC procedure
    • Identifie the client, contribute to clients risk score, identifie ultimate beneficial owner and all related individuals in the client’s organisation and ownership structure
    • Check accuracy of documentation uploaded in the data systems and analyse hits related to adverse information, sanctions and PEPs
    • Obtain business/ coverage opinion and sign-off of the client file, ensuring client files pass all quality and control reviews
    • Report to either the Head of Onboarding or the Head of Recertification team


  • University degree, preferably in Law / Regulation / Financial Security
  • Fluency in English (mandatory)
  • Good knowledge in Italian (mandatory)
  • Excellent verbal, presentation and written communication skills
  • Team player
  • Rigorous and risk aware
  • Coordination and prioritization skills
  • Polyvalent, flexible and able to adapt
  • Agility with internal and external KYC and IT tools and servers, and Excel
  • Awareness of the 3rd and 4th European Money Laundering Directive and any local regulatory directives or requirements and firm understanding of client classification definitions – MIFID/FACTA/AEOI and its implications Please note that only applications submitted in English will be considered.

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.


Primary Location: PT-11-LisbonJob Type: Standard / PermanentJob: LEGAL AND TAXEducation Level: Bachelor Degree or equivalent (>= 3 years)Experience Level: BeginnerSchedule: Full-time Behavioural competency: Ability to collaborate / TeamworkTransversal competency: Analytical Ability