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Credit Analyst, Coverage & Territories Credit Management

Métier Risques
Marque BNP Paribas
Niveau d'expérience 3 à 5 ans
Niveau d'études Niveau BAC+2/3
Postuler REF: COV000268

In Asia Pacific, BNP Paribas is one of the best-positioned international financial institutions with an uninterrupted presence since 1860. Currently with over 18,000 employees* and a presence in 13 markets, BNP Paribas provides corporates, institutional and private investors with product and service solutions tailored to their specific needs. It offers a wide range of financial services covering corporate & institutional banking, wealth management, asset management, insurance, as well as retail banking and consumer financing through strategic partnerships. 
 
Worldwide, BNP Paribas has a presence in 68 markets with more than 193,000 employees. It has key positions in its three main activities: Domestic Markets and International Financial Services (whose retail-banking networks and financial services are covered by Retail Banking & Services) and Corporate & Institutional Banking, which serves two client franchises: corporate clients and institutional investors. Asia Pacific is a key strategic region for BNP Paribas and it continues to develop its franchise in the region.  

* excluding partnerships

BNP Paribas offers you an exciting career in an international business environment that is fast-paced, diverse and focuses on creating high-value relationships with our clients. We offer competitive salary and benefits, as well as a working environment where you’re valued as part of the team.

https://careers.apac.bnpparibas/ 

Position Purpose

To conduct corporate credit risk analysis

Responsibilities

Direct Responsibilities

•    Gather appropriate client information to be able to present and mitigate risks 
•    Deliver a complete, synthetic and coherent up-to-date counterparty and credit risk analysis, based on facts and compliant with the Bank’s guidelines
•    Complete Credit Proposals enabling the Credit Committee to make an informed decision
•    Support the Relationship Manager / Front Officer in credit process-related matters within own scope, including appropriate credit risk ratings         recommendation per internal rating policies and methodologies, pricing simulation for assessing the deal economics or exposure management
•    Portfolio monitoring (follow-up of financial covenants, risks alert, core data checks)
•    Keep updated with credit methodologies and policies
•    Share information and develop industry intelligence    

Contributing Responsibilities

•    Presentation of Credit Proposals to local Credit Committees
•    Meet clients jointly with Relationship Managers, when and where possible, to deepen the understanding of a credit
•    Participation in discussions on potential deals. 
•    Participation in projects linked to improving credit process efficiency 
•    To contribute to any other portfolio or credit administrative and statistical works as required by management from time to time
•    Contribute to the Permanent Control framework


Technical & Behavioral Competencies

1.    Minimum 5 years relevant credit analysis experience, preferably in handling large corporates and/or local mid-cap portfolio  
2.    Solid product knowledge in trade financing & medium term financing
3.    Analytical mind, well organized and attentive to details
4.    A team player with ability to work under pressure with quick turnaround and multi-tasking
5.    Good command of spoken and written English, preferably proficient in Mandarin 
6.    Good interpersonal, communication and presentation skills
7.    Excel in computer skills – Word, Excel, Power Point, etc.

Specific Qualifications (if required)
1.    University graduate; major in Finance or Accounting & its equivalence
2.    ACCA or CFA qualification a plus  

Primary Location: HK-Hong Kong (HK)-Hong KongJob Type: Standard / PermanentJob: RISKSEducation Level: Bachelor Degree or equivalent (>= 3 years)Experience Level: At least 3 years Reference: COV000268