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Sr Lead CBG Relationship Manager

Type de contrat

Full-time

Localisation

United States-California-San Francisco

Country

USA

Métier / fonction

Sales and Sales Related

Postuler REF: 039028
At Bank of the West the customer is at the core of everything we do, and we take a real and human approach to banking. Our brand is reflective of modern Western values:  open, straightforward, entrepreneurial, optimistic and innovative. We seek to create a corporate culture that fosters and rewards excellence, encourages creative thinking and respects diversity. Bank of the West is a fast-growth, super-regional bank owned by BNP Paribas (BNPP), a top 6 global financial services institution with $2.5 trillion in assets and offices in 80 countries. We are a strong, well-capitalized and prudently managed FDIC-insured bank. Through holding BancWest Corporation, the bank is a subsidiary of BNP Paribas, one of the six highest rated banks globally.  Diverse business lines include Commercial Banking, Consumer Banking, and Wealth.
 
Our Commercial Banking Group (CBG) meets the rapidly changing needs of growing businesses. With BNP Paribas as our parent, CBG has the advantage of being big and small, global and local concurrently. The Commercial Banking Group offers highly responsive, personalized service delivered by local bankers with close ties to their communities, who are backed by the resources and reach of one of the world's largest and strongest financial groups.
 
 
 Job Description Summary

Responsible for the sourcing, securing, developing, and retaining profitable banking relationships within the assigned region. Primary focus is on finding new business opportunities to sell the Bank's products and services. Responsible for contributing to the assigned Region's credit portfolio quality and participates in processing of requests for credit extension, ensuring credit facilities are properly structured, priced and documented. Maintains and grows current relationships by presenting new lending opportunities, cross selling, and other business to existing clients. Takes primary responsibility as the assigned officer for a portfolio of the most complex relationships including direct lending and agented syndicated facilities. May act in a lead capacity over Associate Relationship Managers and Relationship Managers providing guidance and supports work flow. This position is the most experienced level of Relationship Manager job family and is typically responsible for the largest and most complex commercial banking group relationships as applicable to the line of business.

Essential Job Functions
  • Serves as primary contact with assigned prospective and current customers for all of the financial, banking, and investment counseling needs. Primary focus is on finding new business opportunities to sell the Bank's products and services. Conducts interviews with applicants to thoroughly understands current and prospective customer's needs and their financial situation to market and sell additional Bank products and services. Visits applicants at their place of business to verify and better assess their current situation and future needs.
  • Identifies business needs and corresponding sales opportunities bank-wide and actively promotes ways to increase customer reliance on bank products and services, capitalizing on the unique and comprehensive capabilities of the bank. This would include Cash Management, Syndication, and the Capital Market Group.
  • Assists in obtaining financial statements, tax returns, and other credit information and maintaining individual credit files for all existing customers. Participates in analysis of pertinent credit information and/or credit checks.
  • Collaborates in write up of all Credit Requests, Variances and other correspondence related to the relationship. Presents credits at loan committee.
  • Works with loan administration in the review and negotiation of loan documents.
  • Manages existing portfolio and stays informed on their condition is aware of developing trends in the market which may impact credit quality. Prepares quarterly loan reports on existing portfolio.
Other Job Duties
  • Maintains assigned annual goals for portfolio maintenance, portfolio growth, and new business development, and will be ranked among peers on the Division Scorecard.
  • Ensures job duties are performed within established BOW controls, risk, and audit protocols.
  • Performs other duties as assigned.
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Required Experience
  • Requires mastery level knowledge of job area typically obtained through advanced education combined with experience.
  • May have deep knowledge of project management.
  • Requires 10 years minimum prior relevant experience.

Education
  • Bachelor's Degree Business or Finance

Skills
  • Solid understanding of underwriting and analysis for companies of all sizes and complexities.
  • High degree of comfort and familiarity with use and application of commercial lending principles.

Equal Employment Opportunity Policy

Bank of the West is an Equal Opportunity employer and proud to provide equal employment opportunity to all job seekers without regard to any status protected by applicable law. Bank of the West is also an Affirmative Action employer - Minority / Female / Disabled / Veteran.

Bank of the West will consider for employment qualified applicants with criminal histories pursuant to the San Francisco Fair Chance Ordinance subject to the requirements of all state and federal laws and regulations.
 
Primary Location: United States-California-San Francisco Job Type: Full-time Job: Sales and Sales Related
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